Housing Value★★★★★★★★★★3.8 / 5Home values compared with local household income.
Living in Chipley, FL
Explore Chipley and see how it fits the life you want to build.
Overall Match6.8 / 10
Baseline match from currently available location scores. Choose priorities to personalize it.
Chipley at a Glance
Key facts and current data
Population3,683
Median Household Income$46,193
Median Home Value$143,700
Median Gross Rent$761
Median Age37.9
Average Household Size2.2
Unemployment3.9%
Work From Home3.3%
Homeownership65.7%
Housing Vacancy15.8%
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year.
Chipley is a smaller community, so land use, housing supply and its relationship with surrounding communities can be especially important to movers.
Experience the Area
Experience Life in Chipley Before You Move
Explore Short-Term Stays in Chipley →Stay options powered by Stay22 · affiliate
NarrowTheList highly recommends you spend a week or two in Chipley and experience everyday life before deciding whether it is the right place to call home. Use that time to explore neighborhoods, drive your normal routes, shop where residents shop, and get a feel for the area at different times of day.
NarrowTheList Ratings
Data-driven starter ratings. More categories appear automatically as new datasets are added.
Housing & Cost of Living in Chipley
Current housing indicators from the U.S. Census Bureau
Median Home Value$143,700
Median Gross Rent$761
Homeownership65.7%
Housing Vacancy15.8%
Home values are comparatively balanced against local household income, although individual neighborhoods can still vary substantially. The housing mix leans toward owner-occupied homes while still supporting a meaningful rental market.
Jobs, Income & Remote Work
Employment and household-income context for Chipley, FL
Median Household Income$46,193
Unemployment3.9%
Work From Home3.3%
The reported unemployment rate is relatively low.
Population & Household Profile
Who lives in Chipley and how households are structured
Population3,683
Median Age37.9
Average Household Size2.2
Chipley is a smaller community, so its relationship with nearby towns, employment centers and services can be especially important.
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year. NarrowTheList presents these values as relocation context; conditions can vary within a community.
Climate & Weather in Chipley
Long-term NOAA climate normals and practical seasonal context
NOAA climate normals for Chipley point to hot summers, cool winters, substantial annual rainfall and little to no annual snowfall.
Average Summer High93.0°F
Average Winter Low38.6°F
Annual Rainfall60.8 in.
Annual Snowfall0.0 in.
Seasonal Life in Chipley
What the long-term climate pattern may mean for everyday living.
Spring
Spring is a good time to see how wetter conditions affect drainage, yards, commuting and the usability of outdoor spaces.
Summer
Summer heat is a meaningful part of daily life. During a trial stay, pay attention to afternoon comfort, cooling use, vehicle heat and how much outdoor activity shifts toward mornings and evenings.
Fall
Fall can be one of the best seasons for comparing neighborhoods because daily routines are active while temperatures transition away from summer conditions.
Winter
Winter is generally cool with limited snowfall. Heating needs still matter, but snow-related disruption should be less central than in colder markets.
Source: NOAA/NCEI U.S. Climate Normals, 1991–2020. Seasonal descriptions are relocation context derived from the available long-term normals, not a forecast.
Chipley is located in Washington County, but city-level housing, income and neighborhood conditions can differ meaningfully from countywide averages. Washington County.
County Intelligence
Chipley & Washington County
Data Pending
Foreclosure Activity
Chipley is located in Washington County, Florida.
NarrowTheList uses county-level information alongside local community data because many factors that matter when choosing a place to live are measured beyond city boundaries. Housing, property taxes, employment, healthcare access and other regional characteristics can add useful context to the picture of life in Chipley.
Current NarrowTheList data for Chipley shows a population of about 3,683. These local figures become more useful when read together with county-level tax, housing, foreclosure and demographic conditions rather than treated as isolated city statistics.
Foreclosure Activity: Data Pending. A county-specific foreclosure signal is not available yet.
For someone comparing homes, county boundaries can matter because taxes, public services, court and recording systems, assessment practices and housing-market conditions are often administered or reported at the county level. NarrowTheList keeps that county relationship attached to the community so future tax, foreclosure, housing and demographic data can be interpreted in the correct geographic context.
County relationship
Washington County
How NarrowTheList uses it
County information is used as a supporting geographic layer, not as a substitute for local data. As more county datasets are added, NarrowTheList can use them to improve comparisons, ratings and relocation insights for Chipley.
Nearby Cities & Communities
Nearby incorporated cities, towns, villages and other municipalities shown by straight-line distance.