Housing Value★★★★★★★★★★5.0 / 5Home values compared with local household income.
Living in Clay City, IN
Explore Clay City and see how it fits the life you want to build.
Overall Match7.7 / 10
Baseline match from currently available location scores. Choose priorities to personalize it.
Clay City at a Glance
Key facts and current data
Population1,104
Median Household Income$72,292
Median Home Value$94,500
Median Gross Rent$756
Median Age36.2
Average Household Size2.5
Unemployment1.4%
Work From Home2.2%
Homeownership63.2%
Housing Vacancy18.6%
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year.
Clay City is a smaller community, so land use, housing supply and its relationship with surrounding communities can be especially important to movers. Home values are relatively modest compared with local household income, giving the area a comparatively favorable ownership-affordability signal. Unemployment is relatively low, which is a positive current labor-market signal.
Experience the Area
Experience Life in Clay City Before You Move
Explore Short-Term Stays in Clay City →Stay options powered by Stay22 · affiliate
NarrowTheList highly recommends you spend a week or two in Clay City and experience everyday life before deciding whether it is the right place to call home. Use that time to explore neighborhoods, drive your normal routes, shop where residents shop, and get a feel for the area at different times of day.
NarrowTheList Ratings
Data-driven starter ratings. More categories appear automatically as new datasets are added.
Housing & Cost of Living in Clay City
Current housing indicators from the U.S. Census Bureau
Median Home Value$94,500
Median Gross Rent$756
Homeownership63.2%
Housing Vacancy18.6%
Home values are comparatively balanced against local household income, although individual neighborhoods can still vary substantially. The housing mix leans toward owner-occupied homes while still supporting a meaningful rental market.
Jobs, Income & Remote Work
Employment and household-income context for Clay City, IN
Median Household Income$72,292
Unemployment1.4%
Work From Home2.2%
The reported unemployment rate is relatively low.
Population & Household Profile
Who lives in Clay City and how households are structured
Population1,104
Median Age36.2
Average Household Size2.5
Clay City is a smaller community, so its relationship with nearby towns, employment centers and services can be especially important.
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year. NarrowTheList presents these values as relocation context; conditions can vary within a community.
Climate & Weather in Clay City
Long-term NOAA climate normals and practical seasonal context
NOAA climate normals for Clay City point to hot summers, winters with regular freezing conditions, a wetter annual rainfall pattern and a meaningful winter snowfall season.
Average Summer High85.6°F
Average Winter Low20.6°F
Annual Rainfall47.4 in.
Annual Snowfall14.7 in.
Seasonal Life in Clay City
What the long-term climate pattern may mean for everyday living.
Spring
Spring is a good time to see how wetter conditions affect drainage, yards, commuting and the usability of outdoor spaces.
Summer
Summer is warm enough that shade and cooling still matter, but the typical high is below the extreme-heat range seen in many hotter U.S. markets.
Fall
Fall marks a substantial seasonal transition here. It is a useful time to judge how quickly temperatures change and whether that seasonal swing fits the lifestyle you want.
Winter
Freezing winter lows and meaningful snowfall make snow removal, winter driving, heating costs and cold-weather routines important parts of evaluating the area.
Source: NOAA/NCEI U.S. Climate Normals, 1991–2020. Seasonal descriptions are relocation context derived from the available long-term normals, not a forecast.
Clay City is located in Clay County, but city-level housing, income and neighborhood conditions can differ meaningfully from countywide averages. Clay County.
County Intelligence
Clay City & Clay County
Data Pending
Foreclosure Activity
Clay City is located in Clay County, Indiana.
NarrowTheList uses county-level information alongside local community data because many factors that matter when choosing a place to live are measured beyond city boundaries. Housing, property taxes, employment, healthcare access and other regional characteristics can add useful context to the picture of life in Clay City.
Current NarrowTheList data for Clay City shows a population of about 1,104. These local figures become more useful when read together with county-level tax, housing, foreclosure and demographic conditions rather than treated as isolated city statistics.
Foreclosure Activity: Data Pending. A county-specific foreclosure signal is not available yet.
For someone comparing homes, county boundaries can matter because taxes, public services, court and recording systems, assessment practices and housing-market conditions are often administered or reported at the county level. NarrowTheList keeps that county relationship attached to the community so future tax, foreclosure, housing and demographic data can be interpreted in the correct geographic context.
County relationship
Clay County
How NarrowTheList uses it
County information is used as a supporting geographic layer, not as a substitute for local data. As more county datasets are added, NarrowTheList can use them to improve comparisons, ratings and relocation insights for Clay City.
For someone considering a move to Clay City, the available data currently points to comparatively attainable ownership costs relative to local income and a relatively tight labor market. These signals are most useful when considered alongside the specific neighborhood, commute and housing type that fit the household making the move.
Nearby Cities & Communities
Nearby incorporated cities, towns, villages and other municipalities shown by straight-line distance.