Housing Value★★★★★★★★★★3.9 / 5Home values compared with local household income.
Living in Elgin, IL
Explore Elgin and see how it fits the life you want to build.
Overall Match7.6 / 10
Baseline match from currently available location scores. Choose priorities to personalize it.
Elgin at a Glance
Key facts and current data
Population114,934
Median Household Income$90,282
Median Home Value$273,000
Median Gross Rent$1,361
Median Age36.7
Average Household Size2.9
Unemployment6.1%
Work From Home12.8%
Homeownership71.9%
Housing Vacancy3.0%
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year.
Elgin is large enough to contain meaningfully different residential, commercial and employment areas rather than functioning as one uniform market.
Experience the Area
Experience Life in Elgin Before You Move
Explore Short-Term Stays in Elgin →Stay options powered by Stay22 · affiliate
NarrowTheList highly recommends you spend a week or two in Elgin and experience everyday life before deciding whether it is the right place to call home. Use that time to explore neighborhoods, drive your normal routes, shop where residents shop, and get a feel for the area at different times of day.
NarrowTheList Ratings
Data-driven starter ratings. More categories appear automatically as new datasets are added.
Housing & Cost of Living in Elgin
Current housing indicators from the U.S. Census Bureau
Median Home Value$273,000
Median Gross Rent$1,361
Homeownership71.9%
Housing Vacancy3.0%
Home values are comparatively balanced against local household income, although individual neighborhoods can still vary substantially. A large majority of occupied homes are owner-occupied.
Jobs, Income & Remote Work
Employment and household-income context for Elgin, IL
Median Household Income$90,282
Unemployment6.1%
Work From Home12.8%
The reported unemployment rate is elevated enough to warrant a closer look at current local employment conditions. A meaningful share of employed residents work from home.
Population & Household Profile
Who lives in Elgin and how households are structured
Population114,934
Median Age36.7
Average Household Size2.9
Elgin is a mid-sized community where neighborhood and nearby-employment patterns can materially affect a relocation decision.
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year. NarrowTheList presents these values as relocation context; conditions can vary within a community.
Climate & Weather in Elgin
Long-term NOAA climate normals and practical seasonal context
NOAA climate normals for Elgin point to warm summers, cold winters, a wetter annual rainfall pattern and substantial annual snowfall.
Average Summer High84.1°F
Average Winter Low14.1°F
Annual Rainfall39.9 in.
Annual Snowfall32.1 in.
Seasonal Life in Elgin
What the long-term climate pattern may mean for everyday living.
Spring
Spring is a useful time to evaluate how quickly outdoor conditions become comfortable and how seasonal rain affects everyday routines.
Summer
Summer is warm enough that shade and cooling still matter, but the typical high is below the extreme-heat range seen in many hotter U.S. markets.
Fall
Fall marks a substantial seasonal transition here. It is a useful time to judge how quickly temperatures change and whether that seasonal swing fits the lifestyle you want.
Winter
Freezing winter lows and meaningful snowfall make snow removal, winter driving, heating costs and cold-weather routines important parts of evaluating the area.
Source: NOAA/NCEI U.S. Climate Normals, 1991–2020. Seasonal descriptions are relocation context derived from the available long-term normals, not a forecast.
County Intelligence
Elgin & Its Counties
Data Pending
Foreclosure Activity
Elgin spans Cook and Kane counties.
Living in a community that crosses county lines can make location within Elgin especially important. Property taxes, housing characteristics, public services and other county-level factors may vary depending on which part of the community you call home.
Current NarrowTheList data for Elgin shows a population of about 114,934. These local figures become more useful when read together with county-level tax, housing, foreclosure and demographic conditions rather than treated as isolated city statistics.
Foreclosure Activity: Data Pending. A county-specific foreclosure signal is not available yet.
For someone comparing homes, county boundaries can matter because taxes, public services, court and recording systems, assessment practices and housing-market conditions are often administered or reported at the county level. NarrowTheList keeps that county relationship attached to the community so future tax, foreclosure, housing and demographic data can be interpreted in the correct geographic context.
County relationship
Cook County and Kane County
How NarrowTheList uses it
NarrowTheList connects Elgin with all 2 of its counties rather than assigning the community to only one. As additional county data becomes available, those differences can be compared alongside city-level information to help identify which parts of the area may better fit your priorities.
Nearby Cities & Communities
Nearby incorporated cities, towns, villages and other municipalities shown by straight-line distance.
South Elgin, IL
3.4 miles away
Sleepy Hollow, IL
3.6 miles away
West Dundee, IL
4.5 miles away
Gilberts, IL
5.4 miles away
East Dundee, IL
5.7 miles away
Carpentersville, IL
6.0 miles away
Pingree Grove, IL
6.4 miles away
Wayne, IL
7.3 miles away
Streamwood, IL
7.7 miles away
Campton Hills, IL
7.7 miles away
St. Charles, IL
8.3 miles away
Algonquin, IL
8.3 miles away