Housing Value★★★★★★★★★★3.4 / 5Home values compared with local household income.
Living in Ham Lake, MN
Explore Ham Lake and see how it fits the life you want to build.
Overall Match8.2 / 10
Baseline match from currently available location scores. Choose priorities to personalize it.
Ham Lake at a Glance
Key facts and current data
Population16,702
Median Household Income$120,135
Median Home Value$442,500
Median Gross Rent$1,173
Median Age43.8
Average Household Size2.8
Unemployment3.4%
Work From Home16.9%
Homeownership93.7%
Housing Vacancy1.1%
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year.
Ham Lake is a smaller community, so land use, housing supply and its relationship with surrounding communities can be especially important to movers. Unemployment is relatively low, which is a positive current labor-market signal.
Experience the Area
Experience Life in Ham Lake Before You Move
Explore Short-Term Stays in Ham Lake →Stay options powered by Stay22 · affiliate
NarrowTheList highly recommends you spend a week or two in Ham Lake and experience everyday life before deciding whether it is the right place to call home. Use that time to explore neighborhoods, drive your normal routes, shop where residents shop, and get a feel for the area at different times of day.
NarrowTheList Ratings
Data-driven starter ratings. More categories appear automatically as new datasets are added.
Housing & Cost of Living in Ham Lake
Current housing indicators from the U.S. Census Bureau
Median Home Value$442,500
Median Gross Rent$1,173
Homeownership93.7%
Housing Vacancy1.1%
Home values are moderately high relative to local household income, making neighborhood-level price differences important for buyers. A large majority of occupied homes are owner-occupied.
Jobs, Income & Remote Work
Employment and household-income context for Ham Lake, MN
Median Household Income$120,135
Unemployment3.4%
Work From Home16.9%
The reported unemployment rate is relatively low. Working from home is relatively common among employed residents.
Population & Household Profile
Who lives in Ham Lake and how households are structured
Population16,702
Median Age43.8
Average Household Size2.8
Ham Lake is a smaller community, so its relationship with nearby towns, employment centers and services can be especially important.
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year. NarrowTheList presents these values as relocation context; conditions can vary within a community.
Climate & Weather in Ham Lake
Long-term NOAA climate normals and practical seasonal context
NOAA climate normals for Ham Lake point to warm summers, cold winters, moderate annual rainfall and substantial annual snowfall.
Average Summer High82.2°F
Average Winter Low2.4°F
Annual Rainfall28.8 in.
Annual Snowfall44.1 in.
Seasonal Life in Ham Lake
What the long-term climate pattern may mean for everyday living.
Spring
Spring is a useful time to evaluate how quickly outdoor conditions become comfortable and how seasonal rain affects everyday routines.
Summer
Summer is warm enough that shade and cooling still matter, but the typical high is below the extreme-heat range seen in many hotter U.S. markets.
Fall
Fall marks a substantial seasonal transition here. It is a useful time to judge how quickly temperatures change and whether that seasonal swing fits the lifestyle you want.
Winter
Freezing winter lows and meaningful snowfall make snow removal, winter driving, heating costs and cold-weather routines important parts of evaluating the area.
Source: NOAA/NCEI U.S. Climate Normals, 1991–2020. Seasonal descriptions are relocation context derived from the available long-term normals, not a forecast.
Ham Lake is located in Anoka County, but city-level housing, income and neighborhood conditions can differ meaningfully from countywide averages. Anoka County.
County Intelligence
Ham Lake & Anoka County
Data Pending
Foreclosure Activity
Ham Lake is located in Anoka County, Minnesota.
NarrowTheList uses county-level information alongside local community data because many factors that matter when choosing a place to live are measured beyond city boundaries. Housing, property taxes, employment, healthcare access and other regional characteristics can add useful context to the picture of life in Ham Lake.
Current NarrowTheList data for Ham Lake shows a population of about 16,702. These local figures become more useful when read together with county-level tax, housing, foreclosure and demographic conditions rather than treated as isolated city statistics.
Foreclosure Activity: Data Pending. A county-specific foreclosure signal is not available yet.
For someone comparing homes, county boundaries can matter because taxes, public services, court and recording systems, assessment practices and housing-market conditions are often administered or reported at the county level. NarrowTheList keeps that county relationship attached to the community so future tax, foreclosure, housing and demographic data can be interpreted in the correct geographic context.
County relationship
Anoka County
How NarrowTheList uses it
County information is used as a supporting geographic layer, not as a substitute for local data. As more county datasets are added, NarrowTheList can use them to improve comparisons, ratings and relocation insights for Ham Lake.
For someone considering a move to Ham Lake, the available data currently points to a relatively tight labor market. These signals are most useful when considered alongside the specific neighborhood, commute and housing type that fit the household making the move.
Nearby Cities & Communities
Nearby incorporated cities, towns, villages and other municipalities shown by straight-line distance.
Columbus, MN
4.2 miles away
Blaine, MN
5.8 miles away
Andover, MN
6.9 miles away
East Bethel, MN
6.9 miles away
Coon Rapids, MN
7.8 miles away
Circle Pines, MN
8.0 miles away
Lino Lakes, MN
8.0 miles away
Lexington, MN
8.1 miles away
Centerville, MN
9.1 miles away
Oak Grove, MN
9.2 miles away
Spring Lake Park, MN
9.8 miles away
Anoka, MN
10.0 miles away