Housing Value★★★★★★★★★★2.9 / 5Home values compared with local household income.
Living in Live Oak, CA
Explore Live Oak and see how it fits the life you want to build.
Overall Match6.8 / 10
Baseline match from currently available location scores. Choose priorities to personalize it.
Live Oak at a Glance
Key facts and current data
Population9,347
Median Household Income$73,571
Median Home Value$350,700
Median Gross Rent$1,014
Median Age35.4
Average Household Size3.4
Unemployment6.6%
Work From Home10.5%
Homeownership69.1%
Housing Vacancy5.9%
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year.
Live Oak is a smaller community, so land use, housing supply and its relationship with surrounding communities can be especially important to movers.
Experience the Area
Experience Life in Live Oak Before You Move
Explore Short-Term Stays in Live Oak →Stay options powered by Stay22 · affiliate
NarrowTheList highly recommends you spend a week or two in Live Oak and experience everyday life before deciding whether it is the right place to call home. Use that time to explore neighborhoods, drive your normal routes, shop where residents shop, and get a feel for the area at different times of day.
NarrowTheList Ratings
Data-driven starter ratings. More categories appear automatically as new datasets are added.
Housing & Cost of Living in Live Oak
Current housing indicators from the U.S. Census Bureau
Median Home Value$350,700
Median Gross Rent$1,014
Homeownership69.1%
Housing Vacancy5.9%
Home values are moderately high relative to local household income, making neighborhood-level price differences important for buyers. The housing mix leans toward owner-occupied homes while still supporting a meaningful rental market.
Jobs, Income & Remote Work
Employment and household-income context for Live Oak, CA
Median Household Income$73,571
Unemployment6.6%
Work From Home10.5%
The reported unemployment rate is elevated enough to warrant a closer look at current local employment conditions. A meaningful share of employed residents work from home.
Population & Household Profile
Who lives in Live Oak and how households are structured
Population9,347
Median Age35.4
Average Household Size3.4
Live Oak is a smaller community, so its relationship with nearby towns, employment centers and services can be especially important.
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year. NarrowTheList presents these values as relocation context; conditions can vary within a community.
Climate & Weather in Live Oak
Long-term NOAA climate normals and practical seasonal context
NOAA climate normals for Live Oak point to mild summers, cool winters, a wetter annual rainfall pattern and little to no annual snowfall.
Average Summer High74.3°F
Average Winter Low41.4°F
Annual Rainfall30.6 in.
Annual Snowfall0.0 in.
Seasonal Life in Live Oak
What the long-term climate pattern may mean for everyday living.
Spring
Spring is a useful time to evaluate how quickly outdoor conditions become comfortable and how seasonal rain affects everyday routines.
Summer
Summer highs are comparatively mild, which may reduce cooling demands and can make daytime outdoor activity more comfortable than in hotter inland locations.
Fall
Fall can be one of the best seasons for comparing neighborhoods because daily routines are active while temperatures transition away from summer conditions.
Winter
Winter lows are relatively mild and measurable snowfall is minimal, so winter living is more likely to revolve around cool or wet conditions than snow removal and prolonged freezes.
Source: NOAA/NCEI U.S. Climate Normals, 1991–2020. Seasonal descriptions are relocation context derived from the available long-term normals, not a forecast.
Live Oak is located in Santa Cruz County, but city-level housing, income and neighborhood conditions can differ meaningfully from countywide averages. Santa Cruz County.
County Intelligence
Live Oak & Santa Cruz County
Data Pending
Foreclosure Activity
Live Oak is located in Santa Cruz County, California.
NarrowTheList uses county-level information alongside local community data because many factors that matter when choosing a place to live are measured beyond city boundaries. Housing, property taxes, employment, healthcare access and other regional characteristics can add useful context to the picture of life in Live Oak.
Current NarrowTheList data for Live Oak shows a population of about 9,347. These local figures become more useful when read together with county-level tax, housing, foreclosure and demographic conditions rather than treated as isolated city statistics.
Foreclosure Activity: Data Pending. A county-specific foreclosure signal is not available yet.
For someone comparing homes, county boundaries can matter because taxes, public services, court and recording systems, assessment practices and housing-market conditions are often administered or reported at the county level. NarrowTheList keeps that county relationship attached to the community so future tax, foreclosure, housing and demographic data can be interpreted in the correct geographic context.
County relationship
Santa Cruz County
How NarrowTheList uses it
County information is used as a supporting geographic layer, not as a substitute for local data. As more county datasets are added, NarrowTheList can use them to improve comparisons, ratings and relocation insights for Live Oak.
Nearby Cities & Communities
Nearby incorporated cities, towns, villages and other municipalities shown by straight-line distance.