Housing Value★★★★★★★★★★2.8 / 5Home values compared with local household income.
Living in On Top of the World, FL
Explore On Top of the World and see how it fits the life you want to build.
Overall Match7.5 / 10
Baseline match from currently available location scores. Choose priorities to personalize it.
On Top of the World at a Glance
Key facts and current data
Population16,007
Median Household Income$60,670
Median Home Value$303,900
Median Gross Rent$1,212
Median Age71.4
Average Household Size1.7
Unemployment3.6%
Work From Home22.7%
Homeownership92.6%
Housing Vacancy6.0%
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year.
On Top of the World is a smaller community, so land use, housing supply and its relationship with surrounding communities can be especially important to movers.
Experience the Area
Experience Life in On Top of the World Before You Move
Explore Short-Term Stays in On Top of the World →Stay options powered by Stay22 · affiliate
NarrowTheList highly recommends you spend a week or two in On Top of the World and experience everyday life before deciding whether it is the right place to call home. Use that time to explore neighborhoods, drive your normal routes, shop where residents shop, and get a feel for the area at different times of day.
NarrowTheList Ratings
Data-driven starter ratings. More categories appear automatically as new datasets are added.
Housing & Cost of Living in On Top of the World
Current housing indicators from the U.S. Census Bureau
Median Home Value$303,900
Median Gross Rent$1,212
Homeownership92.6%
Housing Vacancy6.0%
Home values are relatively high compared with local household income, so purchase affordability deserves close attention. A large majority of occupied homes are owner-occupied.
Jobs, Income & Remote Work
Employment and household-income context for On Top of the World, FL
Median Household Income$60,670
Unemployment3.6%
Work From Home22.7%
The reported unemployment rate is relatively low. Working from home is relatively common among employed residents.
Population & Household Profile
Who lives in On Top of the World and how households are structured
Population16,007
Median Age71.4
Average Household Size1.7
On Top of the World is a smaller community, so its relationship with nearby towns, employment centers and services can be especially important.
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year. NarrowTheList presents these values as relocation context; conditions can vary within a community.
Climate & Weather in On Top of the World
Long-term NOAA climate normals and practical seasonal context
NOAA climate normals for On Top of the World point to hot summers, mild winters, substantial annual rainfall and little to no annual snowfall.
Average Summer High92.0°F
Average Winter Low45.6°F
Annual Rainfall54.0 in.
Annual Snowfall0.0 in.
Seasonal Life in On Top of the World
What the long-term climate pattern may mean for everyday living.
Spring
Spring is a good time to see how wetter conditions affect drainage, yards, commuting and the usability of outdoor spaces.
Summer
Summer heat is a meaningful part of daily life. During a trial stay, pay attention to afternoon comfort, cooling use, vehicle heat and how much outdoor activity shifts toward mornings and evenings.
Fall
Fall can be one of the best seasons for comparing neighborhoods because daily routines are active while temperatures transition away from summer conditions.
Winter
Winter lows are relatively mild and measurable snowfall is minimal, so winter living is more likely to revolve around cool or wet conditions than snow removal and prolonged freezes.
Source: NOAA/NCEI U.S. Climate Normals, 1991–2020. Seasonal descriptions are relocation context derived from the available long-term normals, not a forecast.
On Top of the World is located in Marion County, but city-level housing, income and neighborhood conditions can differ meaningfully from countywide averages. Marion County.
County Intelligence
On Top of the World & Marion County
Data Pending
Foreclosure Activity
On Top of the World is located in Marion County, Florida.
NarrowTheList uses county-level information alongside local community data because many factors that matter when choosing a place to live are measured beyond city boundaries. Housing, property taxes, employment, healthcare access and other regional characteristics can add useful context to the picture of life in On Top of the World.
Current NarrowTheList data for On Top of the World shows a population of about 16,007. These local figures become more useful when read together with county-level tax, housing, foreclosure and demographic conditions rather than treated as isolated city statistics.
Foreclosure Activity: Data Pending. A county-specific foreclosure signal is not available yet.
For someone comparing homes, county boundaries can matter because taxes, public services, court and recording systems, assessment practices and housing-market conditions are often administered or reported at the county level. NarrowTheList keeps that county relationship attached to the community so future tax, foreclosure, housing and demographic data can be interpreted in the correct geographic context.
County relationship
Marion County
How NarrowTheList uses it
County information is used as a supporting geographic layer, not as a substitute for local data. As more county datasets are added, NarrowTheList can use them to improve comparisons, ratings and relocation insights for On Top of the World.
For someone considering a move to On Top of the World, the available data currently points to housing affordability that deserves careful budgeting. These signals are most useful when considered alongside the specific neighborhood, commute and housing type that fit the household making the move.
Nearby Cities & Communities
Nearby incorporated cities, towns, villages and other municipalities shown by straight-line distance.