Living in St. Charles, MO

Explore St. Charles and see how it fits the life you want to build.

71,508 Population St. Charles County County City Place Type Missouri State
Overall Match7.8 / 10

Baseline match from currently available location scores. Choose priorities to personalize it.

St. Charles at a Glance

Key facts and current data

Population71,508
Median Household Income$85,937
Median Home Value$298,700
Median Gross Rent$1,251
Median Age38.6
Average Household Size2.2
Unemployment2.9%
Work From Home18.0%
Homeownership68.0%
Housing Vacancy6.0%

Source: U.S. Census Bureau, 2020-2024 ACS 5-Year.

St. Charles is a mid-sized community where local neighborhoods, nearby job centers and regional access can matter as much as citywide averages. Unemployment is relatively low, which is a positive current labor-market signal.

Experience the Area

Experience Life in St. Charles Before You Move

Explore Short-Term Stays in St. Charles →Stay options powered by Stay22 · affiliate

NarrowTheList highly recommends you spend a week or two in St. Charles and experience everyday life before deciding whether it is the right place to call home. Use that time to explore neighborhoods, drive your normal routes, shop where residents shop, and get a feel for the area at different times of day.

NarrowTheList Ratings

Data-driven starter ratings. More categories appear automatically as new datasets are added.

Housing Value3.5 / 5Home values compared with local household income.
Employment4.3 / 5Lower unemployment produces a stronger rating.
Housing Stability3.6 / 5Combines homeownership and housing vacancy.
Remote Work Friendly3.7 / 5Based on the share of residents working from home.
Income Strength4.3 / 5Household income compared on a national scale.

These are location-wide baseline ratings, not your personal match score. Your own priorities can change which factors matter most.

Housing & Cost of Living in St. Charles

Current housing indicators from the U.S. Census Bureau

Median Home Value$298,700
Median Gross Rent$1,251
Homeownership68.0%
Housing Vacancy6.0%
Housing Value7.0/10
Housing Stability7.2/10

Home values are comparatively balanced against local household income, although individual neighborhoods can still vary substantially. The housing mix leans toward owner-occupied homes while still supporting a meaningful rental market.

Jobs, Income & Remote Work

Employment and household-income context for St. Charles, MO

Median Household Income$85,937
Unemployment2.9%
Work From Home18.0%
Employment8.6/10
Remote Work Friendly7.4/10
Income Strength8.6/10

The reported unemployment rate is relatively low. Working from home is relatively common among employed residents.

Population & Household Profile

Who lives in St. Charles and how households are structured

Population71,508
Median Age38.6
Average Household Size2.2

St. Charles is a mid-sized community where neighborhood and nearby-employment patterns can materially affect a relocation decision.

Source: U.S. Census Bureau, 2020-2024 ACS 5-Year. NarrowTheList presents these values as relocation context; conditions can vary within a community.

Climate & Weather in St. Charles

Long-term NOAA climate normals and practical seasonal context

NOAA climate normals for St. Charles point to hot summers, winters with regular freezing conditions, a wetter annual rainfall pattern and occasional snowfall.

Average Summer High88.0°F
Average Winter Low21.9°F
Annual Rainfall45.7 in.
Annual Snowfall9.0 in.

Seasonal Life in St. Charles

What the long-term climate pattern may mean for everyday living.

Spring

Spring is a good time to see how wetter conditions affect drainage, yards, commuting and the usability of outdoor spaces.

Summer

Summer is warm enough that shade and cooling still matter, but the typical high is below the extreme-heat range seen in many hotter U.S. markets.

Fall

Fall marks a substantial seasonal transition here. It is a useful time to judge how quickly temperatures change and whether that seasonal swing fits the lifestyle you want.

Winter

Freezing winter lows make heating, icy conditions and cold-weather routines worth evaluating even if annual snowfall is limited.

Source: NOAA/NCEI U.S. Climate Normals, 1991–2020. Seasonal descriptions are relocation context derived from the available long-term normals, not a forecast.

St. Charles is located in St. Charles County, but city-level housing, income and neighborhood conditions can differ meaningfully from countywide averages. St. Charles County.

County Intelligence

St. Charles & St. Charles County

Data Pending Foreclosure Activity

St. Charles is located in St. Charles County, Missouri.

NarrowTheList uses county-level information alongside local community data because many factors that matter when choosing a place to live are measured beyond city boundaries. Housing, property taxes, employment, healthcare access and other regional characteristics can add useful context to the picture of life in St. Charles.

Current NarrowTheList data for St. Charles shows a population of about 71,508. These local figures become more useful when read together with county-level tax, housing, foreclosure and demographic conditions rather than treated as isolated city statistics.

Foreclosure Activity: Data Pending. A county-specific foreclosure signal is not available yet.

For someone comparing homes, county boundaries can matter because taxes, public services, court and recording systems, assessment practices and housing-market conditions are often administered or reported at the county level. NarrowTheList keeps that county relationship attached to the community so future tax, foreclosure, housing and demographic data can be interpreted in the correct geographic context.

County relationship St. Charles County
How NarrowTheList uses it

County information is used as a supporting geographic layer, not as a substitute for local data. As more county datasets are added, NarrowTheList can use them to improve comparisons, ratings and relocation insights for St. Charles.

For someone considering a move to St. Charles, the available data currently points to a relatively tight labor market. These signals are most useful when considered alongside the specific neighborhood, commute and housing type that fit the household making the move.

Nearby Cities & Communities

Nearby incorporated cities, towns, villages and other municipalities shown by straight-line distance.

Champ, MO 4.8 miles away St. Peters, MO 4.9 miles away Bridgeton, MO 5.5 miles away Maryland Heights, MO 5.9 miles away Hazelwood, MO 6.4 miles away Cottleville, MO 8.3 miles away St. Ann, MO 8.4 miles away Edmundson, MO 9.1 miles away Weldon Spring, MO 9.5 miles away Woodson Terrace, MO 9.6 miles away Breckenridge Hills, MO 9.7 miles away