Housing Value★★★★★★★★★★3.1 / 5Home values compared with local household income.
Living in St. Cloud, FL
Explore St. Cloud and see how it fits the life you want to build.
Overall Match7.1 / 10
Baseline match from currently available location scores. Choose priorities to personalize it.
St. Cloud at a Glance
Key facts and current data
Population65,130
Median Household Income$83,174
Median Home Value$356,200
Median Gross Rent$1,683
Median Age36.0
Average Household Size3.1
Unemployment5.9%
Work From Home13.4%
Homeownership72.5%
Housing Vacancy7.2%
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year.
St. Cloud is a mid-sized community where local neighborhoods, nearby job centers and regional access can matter as much as citywide averages.
Experience the Area
Experience Life in St. Cloud Before You Move
Explore Short-Term Stays in St. Cloud →Stay options powered by Stay22 · affiliate
NarrowTheList highly recommends you spend a week or two in St. Cloud and experience everyday life before deciding whether it is the right place to call home. Use that time to explore neighborhoods, drive your normal routes, shop where residents shop, and get a feel for the area at different times of day.
NarrowTheList Ratings
Data-driven starter ratings. More categories appear automatically as new datasets are added.
Housing & Cost of Living in St. Cloud
Current housing indicators from the U.S. Census Bureau
Median Home Value$356,200
Median Gross Rent$1,683
Homeownership72.5%
Housing Vacancy7.2%
Home values are moderately high relative to local household income, making neighborhood-level price differences important for buyers. A large majority of occupied homes are owner-occupied.
Jobs, Income & Remote Work
Employment and household-income context for St. Cloud, FL
Median Household Income$83,174
Unemployment5.9%
Work From Home13.4%
The reported unemployment rate is in a middle range. A meaningful share of employed residents work from home.
Population & Household Profile
Who lives in St. Cloud and how households are structured
Population65,130
Median Age36.0
Average Household Size3.1
St. Cloud is a mid-sized community where neighborhood and nearby-employment patterns can materially affect a relocation decision.
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year. NarrowTheList presents these values as relocation context; conditions can vary within a community.
Climate & Weather in St. Cloud
Long-term NOAA climate normals and practical seasonal context
NOAA climate normals for St. Cloud point to hot summers, mild winters, substantial annual rainfall and little to no annual snowfall.
Average Summer High91.5°F
Average Winter Low48.3°F
Annual Rainfall52.6 in.
Annual Snowfall0.0 in.
Seasonal Life in St. Cloud
What the long-term climate pattern may mean for everyday living.
Spring
Spring is a good time to see how wetter conditions affect drainage, yards, commuting and the usability of outdoor spaces.
Summer
Summer heat is a meaningful part of daily life. During a trial stay, pay attention to afternoon comfort, cooling use, vehicle heat and how much outdoor activity shifts toward mornings and evenings.
Fall
Fall can be one of the best seasons for comparing neighborhoods because daily routines are active while temperatures transition away from summer conditions.
Winter
Winter lows are relatively mild and measurable snowfall is minimal, so winter living is more likely to revolve around cool or wet conditions than snow removal and prolonged freezes.
Source: NOAA/NCEI U.S. Climate Normals, 1991–2020. Seasonal descriptions are relocation context derived from the available long-term normals, not a forecast.
St. Cloud is located in Osceola County, but city-level housing, income and neighborhood conditions can differ meaningfully from countywide averages. Osceola County.
County Intelligence
St. Cloud & Osceola County
Data Pending
Foreclosure Activity
St. Cloud is located in Osceola County, Florida.
NarrowTheList uses county-level information alongside local community data because many factors that matter when choosing a place to live are measured beyond city boundaries. Housing, property taxes, employment, healthcare access and other regional characteristics can add useful context to the picture of life in St. Cloud.
Current NarrowTheList data for St. Cloud shows a population of about 65,130. These local figures become more useful when read together with county-level tax, housing, foreclosure and demographic conditions rather than treated as isolated city statistics.
Foreclosure Activity: Data Pending. A county-specific foreclosure signal is not available yet.
For someone comparing homes, county boundaries can matter because taxes, public services, court and recording systems, assessment practices and housing-market conditions are often administered or reported at the county level. NarrowTheList keeps that county relationship attached to the community so future tax, foreclosure, housing and demographic data can be interpreted in the correct geographic context.
County relationship
Osceola County
How NarrowTheList uses it
County information is used as a supporting geographic layer, not as a substitute for local data. As more county datasets are added, NarrowTheList can use them to improve comparisons, ratings and relocation insights for St. Cloud.
Nearby Cities & Communities
Nearby incorporated cities, towns, villages and other municipalities shown by straight-line distance.