Housing Value★★★★★★★★★★3.4 / 5Home values compared with local household income.
Living in St. Cloud, MN
Explore St. Cloud and see how it fits the life you want to build.
Overall Match6.7 / 10
Baseline match from currently available location scores. Choose priorities to personalize it.
St. Cloud at a Glance
Key facts and current data
Population70,629
Median Household Income$61,374
Median Home Value$225,000
Median Gross Rent$1,003
Median Age30.6
Average Household Size2.4
Unemployment6.0%
Work From Home8.5%
Homeownership48.6%
Housing Vacancy6.6%
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year.
St. Cloud is a mid-sized community where local neighborhoods, nearby job centers and regional access can matter as much as citywide averages.
Experience the Area
Experience Life in St. Cloud Before You Move
Explore Short-Term Stays in St. Cloud →Stay options powered by Stay22 · affiliate
NarrowTheList highly recommends you spend a week or two in St. Cloud and experience everyday life before deciding whether it is the right place to call home. Use that time to explore neighborhoods, drive your normal routes, shop where residents shop, and get a feel for the area at different times of day.
NarrowTheList Ratings
Data-driven starter ratings. More categories appear automatically as new datasets are added.
Housing & Cost of Living in St. Cloud
Current housing indicators from the U.S. Census Bureau
Median Home Value$225,000
Median Gross Rent$1,003
Homeownership48.6%
Housing Vacancy6.6%
Home values are moderately high relative to local household income, making neighborhood-level price differences important for buyers. Renters make up a substantial share of the local housing market.
Jobs, Income & Remote Work
Employment and household-income context for St. Cloud, MN
Median Household Income$61,374
Unemployment6.0%
Work From Home8.5%
The reported unemployment rate is in a middle range. A meaningful share of employed residents work from home.
Population & Household Profile
Who lives in St. Cloud and how households are structured
Population70,629
Median Age30.6
Average Household Size2.4
St. Cloud is a mid-sized community where neighborhood and nearby-employment patterns can materially affect a relocation decision.
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year. NarrowTheList presents these values as relocation context; conditions can vary within a community.
Climate & Weather in St. Cloud
Long-term NOAA climate normals and practical seasonal context
NOAA climate normals for St. Cloud point to warm summers, cold winters, a wetter annual rainfall pattern and substantial annual snowfall.
Average Summer High81.6°F
Average Winter Low2.9°F
Annual Rainfall30.3 in.
Annual Snowfall47.9 in.
Seasonal Life in St. Cloud
What the long-term climate pattern may mean for everyday living.
Spring
Spring is a useful time to evaluate how quickly outdoor conditions become comfortable and how seasonal rain affects everyday routines.
Summer
Summer is warm enough that shade and cooling still matter, but the typical high is below the extreme-heat range seen in many hotter U.S. markets.
Fall
Fall marks a substantial seasonal transition here. It is a useful time to judge how quickly temperatures change and whether that seasonal swing fits the lifestyle you want.
Winter
Freezing winter lows and meaningful snowfall make snow removal, winter driving, heating costs and cold-weather routines important parts of evaluating the area.
Source: NOAA/NCEI U.S. Climate Normals, 1991–2020. Seasonal descriptions are relocation context derived from the available long-term normals, not a forecast.
County Intelligence
St. Cloud & Its Counties
Medium
Foreclosure Activity
St. Cloud spans Benton, Sherburne and Stearns counties.
Living in a community that crosses county lines can make location within St. Cloud especially important. Property taxes, housing characteristics, public services and other county-level factors may vary depending on which part of the community you call home.
Current NarrowTheList data for St. Cloud shows a population of about 70,629. These local figures become more useful when read together with county-level tax, housing, foreclosure and demographic conditions rather than treated as isolated city statistics.
Foreclosure Activity: Medium. Current signal uses NarrowTheList foreclosure-opportunity data until direct county delinquency and foreclosure datasets are connected.
For someone comparing homes, county boundaries can matter because taxes, public services, court and recording systems, assessment practices and housing-market conditions are often administered or reported at the county level. NarrowTheList keeps that county relationship attached to the community so future tax, foreclosure, housing and demographic data can be interpreted in the correct geographic context.
County relationship
Benton County, Sherburne County and Stearns County
How NarrowTheList uses it
NarrowTheList connects St. Cloud with all 3 of its counties rather than assigning the community to only one. As additional county data becomes available, those differences can be compared alongside city-level information to help identify which parts of the area may better fit your priorities.
Nearby Cities & Communities
Nearby incorporated cities, towns, villages and other municipalities shown by straight-line distance.