Housing Value★★★★★★★★★★4.2 / 5Home values compared with local household income.
Living in St. Joseph, MO
Explore St. Joseph and see how it fits the life you want to build.
Overall Match7.2 / 10
Baseline match from currently available location scores. Choose priorities to personalize it.
St. Joseph at a Glance
Key facts and current data
Population71,236
Median Household Income$57,956
Median Home Value$154,200
Median Gross Rent$898
Median Age38.1
Average Household Size2.4
Unemployment4.3%
Work From Home7.1%
Homeownership62.8%
Housing Vacancy13.5%
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year.
St. Joseph is a mid-sized community where local neighborhoods, nearby job centers and regional access can matter as much as citywide averages. Home values are relatively modest compared with local household income, giving the area a comparatively favorable ownership-affordability signal.
Experience the Area
Experience Life in St. Joseph Before You Move
Explore Short-Term Stays in St. Joseph →Stay options powered by Stay22 · affiliate
NarrowTheList highly recommends you spend a week or two in St. Joseph and experience everyday life before deciding whether it is the right place to call home. Use that time to explore neighborhoods, drive your normal routes, shop where residents shop, and get a feel for the area at different times of day.
NarrowTheList Ratings
Data-driven starter ratings. More categories appear automatically as new datasets are added.
Housing & Cost of Living in St. Joseph
Current housing indicators from the U.S. Census Bureau
Median Home Value$154,200
Median Gross Rent$898
Homeownership62.8%
Housing Vacancy13.5%
Home values are comparatively balanced against local household income, although individual neighborhoods can still vary substantially. The housing mix leans toward owner-occupied homes while still supporting a meaningful rental market.
Jobs, Income & Remote Work
Employment and household-income context for St. Joseph, MO
Median Household Income$57,956
Unemployment4.3%
Work From Home7.1%
The reported unemployment rate is in a middle range.
Population & Household Profile
Who lives in St. Joseph and how households are structured
Population71,236
Median Age38.1
Average Household Size2.4
St. Joseph is a mid-sized community where neighborhood and nearby-employment patterns can materially affect a relocation decision.
Source: U.S. Census Bureau, 2020-2024 ACS 5-Year. NarrowTheList presents these values as relocation context; conditions can vary within a community.
Climate & Weather in St. Joseph
Long-term NOAA climate normals and practical seasonal context
NOAA climate normals for St. Joseph point to hot summers, cold winters, a wetter annual rainfall pattern and a meaningful winter snowfall season.
Average Summer High88.1°F
Average Winter Low17.1°F
Annual Rainfall37.5 in.
Annual Snowfall21.1 in.
Seasonal Life in St. Joseph
What the long-term climate pattern may mean for everyday living.
Spring
Spring is a useful time to evaluate how quickly outdoor conditions become comfortable and how seasonal rain affects everyday routines.
Summer
Summer is warm enough that shade and cooling still matter, but the typical high is below the extreme-heat range seen in many hotter U.S. markets.
Fall
Fall marks a substantial seasonal transition here. It is a useful time to judge how quickly temperatures change and whether that seasonal swing fits the lifestyle you want.
Winter
Freezing winter lows and meaningful snowfall make snow removal, winter driving, heating costs and cold-weather routines important parts of evaluating the area.
Source: NOAA/NCEI U.S. Climate Normals, 1991–2020. Seasonal descriptions are relocation context derived from the available long-term normals, not a forecast.
St. Joseph is located in Buchanan County, but city-level housing, income and neighborhood conditions can differ meaningfully from countywide averages. Buchanan County. Current county foreclosure activity is classified as medium, adding another housing-market signal for buyers comparing conventional and distressed-property opportunities.
County Intelligence
St. Joseph & Buchanan County
Medium
Foreclosure Activity
St. Joseph is located in Buchanan County, Missouri.
NarrowTheList uses county-level information alongside local community data because many factors that matter when choosing a place to live are measured beyond city boundaries. Housing, property taxes, employment, healthcare access and other regional characteristics can add useful context to the picture of life in St. Joseph.
Current NarrowTheList data for St. Joseph shows a population of about 71,236. These local figures become more useful when read together with county-level tax, housing, foreclosure and demographic conditions rather than treated as isolated city statistics.
Foreclosure Activity: Medium. Current signal uses NarrowTheList foreclosure-opportunity data until direct county delinquency and foreclosure datasets are connected.
For someone comparing homes, county boundaries can matter because taxes, public services, court and recording systems, assessment practices and housing-market conditions are often administered or reported at the county level. NarrowTheList keeps that county relationship attached to the community so future tax, foreclosure, housing and demographic data can be interpreted in the correct geographic context.
County relationship
Buchanan County
How NarrowTheList uses it
County information is used as a supporting geographic layer, not as a substitute for local data. As more county datasets are added, NarrowTheList can use them to improve comparisons, ratings and relocation insights for St. Joseph.
For someone considering a move to St. Joseph, the available data currently points to comparatively attainable ownership costs relative to local income. These signals are most useful when considered alongside the specific neighborhood, commute and housing type that fit the household making the move.
Nearby Cities & Communities
Nearby incorporated cities, towns, villages and other municipalities shown by straight-line distance.