Living in Utica, IN

Explore Utica and see how it fits the life you want to build.

1,028 Population Clark County County Town Place Type Indiana State
Overall Match8.0 / 10

Baseline match from currently available location scores. Choose priorities to personalize it.

Utica at a Glance

Key facts and current data

Population1,028
Median Household Income$84,886
Median Home Value$241,300
Median Gross Rent$1,375
Median Age39.5
Average Household Size2.6
Unemployment2.7%
Work From Home12.9%
Homeownership81.3%
Housing Vacancy6.3%

Source: U.S. Census Bureau, 2020-2024 ACS 5-Year.

Utica is a smaller community, so land use, housing supply and its relationship with surrounding communities can be especially important to movers. Home values are relatively modest compared with local household income, giving the area a comparatively favorable ownership-affordability signal. Unemployment is relatively low, which is a positive current labor-market signal.

Experience the Area

Experience Life in Utica Before You Move

Explore Short-Term Stays in Utica →Stay options powered by Stay22 · affiliate

NarrowTheList highly recommends you spend a week or two in Utica and experience everyday life before deciding whether it is the right place to call home. Use that time to explore neighborhoods, drive your normal routes, shop where residents shop, and get a feel for the area at different times of day.

NarrowTheList Ratings

Data-driven starter ratings. More categories appear automatically as new datasets are added.

Housing Value4.1 / 5Home values compared with local household income.
Employment4.4 / 5Lower unemployment produces a stronger rating.
Housing Stability3.9 / 5Combines homeownership and housing vacancy.
Remote Work Friendly3.4 / 5Based on the share of residents working from home.
Income Strength4.3 / 5Household income compared on a national scale.

These are location-wide baseline ratings, not your personal match score. Your own priorities can change which factors matter most.

Housing & Cost of Living in Utica

Current housing indicators from the U.S. Census Bureau

Median Home Value$241,300
Median Gross Rent$1,375
Homeownership81.3%
Housing Vacancy6.3%
Housing Value8.2/10
Housing Stability7.8/10

Home values are comparatively balanced against local household income, although individual neighborhoods can still vary substantially. A large majority of occupied homes are owner-occupied.

Jobs, Income & Remote Work

Employment and household-income context for Utica, IN

Median Household Income$84,886
Unemployment2.7%
Work From Home12.9%
Employment8.8/10
Remote Work Friendly6.8/10
Income Strength8.6/10

The reported unemployment rate is relatively low. A meaningful share of employed residents work from home.

Population & Household Profile

Who lives in Utica and how households are structured

Population1,028
Median Age39.5
Average Household Size2.6

Utica is a smaller community, so its relationship with nearby towns, employment centers and services can be especially important.

Source: U.S. Census Bureau, 2020-2024 ACS 5-Year. NarrowTheList presents these values as relocation context; conditions can vary within a community.

Climate & Weather in Utica

Long-term NOAA climate normals and practical seasonal context

NOAA climate normals for Utica point to hot summers, winters with regular freezing conditions, substantial annual rainfall and occasional snowfall.

Average Summer High87.9°F
Average Winter Low27.1°F
Annual Rainfall50.7 in.
Annual Snowfall4.3 in.

Seasonal Life in Utica

What the long-term climate pattern may mean for everyday living.

Spring

Spring is a good time to see how wetter conditions affect drainage, yards, commuting and the usability of outdoor spaces.

Summer

Summer is warm enough that shade and cooling still matter, but the typical high is below the extreme-heat range seen in many hotter U.S. markets.

Fall

Fall marks a substantial seasonal transition here. It is a useful time to judge how quickly temperatures change and whether that seasonal swing fits the lifestyle you want.

Winter

Freezing winter lows make heating, icy conditions and cold-weather routines worth evaluating even if annual snowfall is limited.

Source: NOAA/NCEI U.S. Climate Normals, 1991–2020. Seasonal descriptions are relocation context derived from the available long-term normals, not a forecast.

Utica is located in Clark County, but city-level housing, income and neighborhood conditions can differ meaningfully from countywide averages. Clark County.

County Intelligence

Utica & Clark County

Data Pending Foreclosure Activity

Utica is located in Clark County, Indiana.

NarrowTheList uses county-level information alongside local community data because many factors that matter when choosing a place to live are measured beyond city boundaries. Housing, property taxes, employment, healthcare access and other regional characteristics can add useful context to the picture of life in Utica.

Current NarrowTheList data for Utica shows a population of about 1,028. These local figures become more useful when read together with county-level tax, housing, foreclosure and demographic conditions rather than treated as isolated city statistics.

Foreclosure Activity: Data Pending. A county-specific foreclosure signal is not available yet.

For someone comparing homes, county boundaries can matter because taxes, public services, court and recording systems, assessment practices and housing-market conditions are often administered or reported at the county level. NarrowTheList keeps that county relationship attached to the community so future tax, foreclosure, housing and demographic data can be interpreted in the correct geographic context.

County relationship Clark County
How NarrowTheList uses it

County information is used as a supporting geographic layer, not as a substitute for local data. As more county datasets are added, NarrowTheList can use them to improve comparisons, ratings and relocation insights for Utica.

For someone considering a move to Utica, the available data currently points to comparatively attainable ownership costs relative to local income and a relatively tight labor market. These signals are most useful when considered alongside the specific neighborhood, commute and housing type that fit the household making the move.

Nearby Cities & Communities

Nearby incorporated cities, towns, villages and other municipalities shown by straight-line distance.